The ApPello Loan Origination application increases significantly the efficiency of the loan evaluation process, shortening the time-to-cash period as well. The solution puts a great emphasis on risk management; it is able to support or even automate the credit decisions based on our own Scoring application or based on the information received from the existing rating system of the Bank.

During the process compliance with all bank and regulatory requirements is ensured and the handling of data is easy and transparent, so the solution can significantly reduce the resource needs. The handling of clients – even individually - is an important part of the system, which also supports banking sales activities. The main functions and characteristics of the Solution:

• Lending process from the first contact until the disbursement
• Integration of risk management and scoring
• Comprehensive document management
• Support of banking advisory services and cross-selling
• Flexible process management
• Easy parameterization of the business logic