The Cash and Interest Pooling solution provides services especially for corporate clients having various accounts / subsidiaries, allowing them to pool interest earned on their accounts arranged in the same group or to monitor the coverage necessary for transactions launched from their accounts on a group level (aggregated coverage checking).

The solution can handle multi-level pools and – in case of Cash Pooling – allows the flexible setting of balances on each account belonging to the group.

The interest premium earned as a result of the service can be divided among the accounts of the group in several ways: as a lump sum to the main account, in a percentage distribution, but also based on internal settlement rules.

Because of the discrepancy of debit and credit conditions, this function can have a strong impact on the interest earnings of companies with more then one accounts. This makes this product a must have from the Banks side for the acquisition and retention of corporate clients.