The ApPello Smart Banking system is able to cover the main bank account management and back office processes. The integrated solution can work as a standalone application at any financial institution, but its modules can also be implemented one-by-one into any existing banking environment.

Thanks to its modularity and scalability the solution is working successfully in its full configuration at small/medium financial institutions, while some of its modules work together with 3rd party systems at leading commercial banks.

Main Core banking functions:

• Client management (CRM)
• General Ledger ; Balance sheet/Profit and loss
• Account, Current account handling
• Loan management (retail, micro, SME and corporate)
• Deposit handling
• Multi-currency foreign exchange handling
• Branch teller application
• Cash management
• Funds transfer (incoming/outgoing international disbursements)
• Swift connection
• Posting engine (GL posting)
• Fee handling
• Provision handling
• Queue management
• …